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Martini Investments -v- McGinn

11th May 2000

[2001] Lloyd’s Rep IR 374

David Bailey – Insurance – explosion – proximate cause – whether property damage caused by tephra – indemnity costs

Insurance (householders) – Proximate cause – Policy insuring against explosion – Volcano erupting on Montserrat – Tephra including ash deposited on property – Property suffering deposit and corrosion damage – Whether “explosion” – Whether explosion proximate cause of loss – Interest.